However, I am out of $385.00 for insurance of a car as well as gas that I put in car. He did inform me that I would not have to pay that if I returned the car. I still had questions because I was informed that I was fully approved and was also provided information to switch over title and tags. he only sent me a form that I signed that states I will owe restocking fee, miles, per day payment of car if the funding is not approved.
Budget car sales louisville full#
I asked for copies of my full application, credit report and files. I called the dealership and spoke with the owner and financial director who was very aggressive and screaming on the phone threatening to call the police if I did not return the car. I called the bank who told me I was approved but there was a discrepancy on reported income and I needed to speak to the dealer. The dealership refused to provide me information regarding the situation. Two weeks later, I received a text message that the bank will not fund the car and I needed to return the car. After paying for insurance, I returned to the company and they provided me the keys and the car. They told me that I needed to obtain insurance before getting the keys. The company demanded 500 dollars down although my approval stated zero down. They told me it was routine documents to get the keys to finalize the contract. After several hours being there, they told me I was approved for a car and had me sign multiple documents without full understanding or disclosure. I provided them with full disclosure of my identification and financial responsibility. This company pulled my credit report multiply times to seek approval on a purchase for a car.
We also maintain physical, electronic, and procedural safeguards that comply with federal standards to protect your information.I have purchased a car with this company. We restrict access to protected information to those employees who need to know that information to provide products or services to you. If you choose to close your account (s) with us or if you become and inactive customer, we will continue to adhere to the privacy policies and practices described in this notice. Information we receive from consumer reporting agencies, such as creditworthiness and credit history. Information about your transactions with us, such as account balances, payment history, parties to transactions, and credit card usage. For our internal use, we collect the following types of information about you: Information we receive from you on applications and other forms, such as name, address, social security number, assets, and income. We do not share your protected information with outside marketing agents.
In fact, we do not share your protected information (known as nonpublic personal information) with nonaffiliated third parties except for routine processing of a transaction at your request and as otherwise permitted or requires by law. Our policy toward the sharing of your financial information exceeds federal legal requirements. Knox Budget Car Sales takes great pride in our commitment to ensuring the security of consumers financial information. Offer absolutely ends September 30, 2023. “Nicer, Newer” and “For The People” are registered trademarks used under license.
$20 per month per $1,000 financed, regardless of down payment. *Credit and $7 down require bank approval.
0 kommentar(er)
